[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-45-005":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-45-005","45",5,"依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",[13,14,15,16],"僅債務人","僅保證人","債務人或保證人","債務人之履行輔助人",2,"授信基本法律",1,"金融機構合併法就不良債權讓與設有特別規定：金融機構讓與不良債權時，該債權對債務人「或保證人」已取得之執行名義，其效力及於受讓人，故(C)正確。這是為了讓資產管理公司承接不良債權後，不必就同一筆債權重新起訴取得執行名義，可直接聲請強制執行，加速壞帳處理。(A)只及於債務人、(B)只及於保證人，都把條文明列的兩類對象砍掉一半；(D)履行輔助人只是債務人用以履行債務的第三人，本身並非債務關係的當事人，對其也不會有執行名義存在。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":17},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,{"id":42,"question":43,"qno":44},"credit_law-45-008","依民法規定，有關抵銷之敘述，下列何者錯誤？",8,1785146811439]