[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-45-007":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-45-007","45",7,"建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",[13,14,15,16],"提供銀行保證函保證支付","要求定作人就其所有財產設定抵押權予承攬人","對於工作所附之定作人之不動產，請求定作人為抵押權之登記","承攬人依法並沒有享有任何權利可以要求定作人提供擔保",2,"授信基本法律",1,"民法第五百十三條給承攬人一項特別保障：承攬人就承攬關係報酬額，對於其工作所附之定作人不動產，得請求定作人為抵押權之登記，故(C)正確。營建業墊料墊工在先、收款在後，風險極高，法律因此讓報酬債權能就自己施作而增值的那筆不動產取得擔保物權，登記後即具優先受償效力。(A)銀行保證函屬雙方另行約定的商業安排，法律並未賦予承攬人請求權；(B)請求就定作人「所有財產」設定抵押，遠超條文限於工作所附不動產的範圍；(D)則誤以為承攬人毫無擔保手段。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":17},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-008","依民法規定，有關抵銷之敘述，下列何者錯誤？",8,1785146811450]