[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-45-010":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_law-45-010","45",10,"依民法規定，繼承人在繼承開始前幾年內，從被繼承人受有財產之贈與者，該財產視為其所得遺產？",[13,14,15,16],"一年","二年","三年","五年",1,"授信基本法律","民法第一千一百四十八條之一規定，繼承人在繼承開始前二年內從被繼承人受有財產之贈與者，該財產視為其所得遺產，故(B)正確。這是配合限定繼承而設的防漏條款：既然繼承人只以所得遺產為限負清償責任，若容許被繼承人生前短期內先把財產贈與子女再過世，債權人將求償無門，因此把二年內的贈與拉回遺產計算供受償。(A)一年過短、(C)三年與(D)五年則過長，都不是條文所定期間。銀行查核繼承案件的責任財產時，即以此二年為觀察區間。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":26,"question":27,"qno":28},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785154664276]