[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_law-45-014":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-45-014","45",14,"依票據法規定，銀行對下列何種票據不得付款？",[13,14,15,16],"未載發票日之支票","禁止背書轉讓之無記名票據經二人以上背書者","背書連續之本票","背書附條件之匯票",0,"授信基本法律",1,"發票日是支票的絕對必要記載事項，欠缺即依票據法規定使該票據無效，付款銀行對無效票據自不得付款，故(A)為正解；實務上未填發票日者應以發票日未記載為由退票，不得逕予兌付。(B)無記名票據以交付即生轉讓效力，記載禁止背書轉讓不生該項效力，縱經多人背書仍不影響付款；(C)背書連續的本票正是執票人形式資格完備的樣態，票據債務人應照付；(D)背書附記條件者，依票據法其條件視為無記載，背書本身仍屬有效，票據不因此失效，三者都不構成拒絕付款的理由。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":33},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":35,"question":36,"qno":37},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":39,"question":40,"qno":41},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":43,"question":44,"qno":45},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146811546]