[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-45-016":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_law-45-016","45",16,"依票據法規定，本票執票人對發票人票據上權利之消滅時效自到期日起算為幾年？",[13,14,15,16],"一年","三年","五年","十五年",1,"授信基本法律","票據法第二十二條就票據時效分別定有期間，其中本票執票人對發票人的票據上權利，自到期日起算三年，故(B)正確；若為見票即付的本票，則自發票日起算。發票人是本票的主債務人，地位相當於匯票承兌人，所以時效期間最長。(A)一年是執票人對背書人等前手行使追索權的時效；(C)五年在票據法中並無對應規定；(D)十五年是民法一般債權的消滅時效，票據債權因講求流通迅速而特別縮短，不能直接套用。授信實務上收受本票作為債權憑證者，務必在三年內行使權利或依法中斷時效。","easy",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":26,"question":27,"qno":28},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785154664330]