[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-45-023":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-45-023","45",23,"依金融消費者保護法規定，評議程序以下列何者為原則？",[13,14,15,16],"言詞辯論","當事人陳述","書面審理","消保官之調查",2,"授信基本法律",1,"金融消費者保護法規定，評議程序以書面審理為原則，並應使當事人有充分陳述意見的機會，必要時才通知到場說明，故(C)正確。採書面審理是為了讓爭議處理快速、低成本且不公開，金融消費者不必聘請律師、也不必到庭對質，才能真正發揮訴訟外解決紛爭的功能。(A)言詞辯論是法院訴訟程序的原則，不是評議程序；(B)當事人陳述只是書面審理下的補充機制，並非程序主軸；(D)金融消費爭議由財團法人金融消費評議中心受理，並非由消費者保護官調查，受理機關與程序都不同。","easy",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":17},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146811662]