[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_law-45-036":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-45-036","45",36,"依經濟部中小企業認定標準規定，中小企業指依法辦理公司、有限合夥或商業登記，實收資本額在新臺幣多少元以下，或經常僱用員工未滿二百人之事業？",[13,14,15,16],"一億元","八千萬元","一億二千萬元","二億元",0,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"中小企業認定標準採資本額與員工數二擇一的寬認定:凡依法辦理公司、有限合夥或商業登記,實收資本額在新臺幣一億元以下,或經常僱用員工數未滿二百人者,即屬中小企業,只要符合其中一項即可,不必兩項都滿足。故 (A) 正確。銀行辦理中小企業授信、送請信用保證基金保證,或適用政策性專案貸款利率時,都以這個標準作為資格門檻,是實務上最常被引用的數字。(B) 八千萬元是標準修正前的舊額度,(C) 一億二千萬元與 (D) 二億元則從未作為認定門檻。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_law-45-027","依台灣票據交換所規定，同一負責人不同公司戶與負責人個人名義之退票紀錄如何計算？",27,{"id":28,"question":29,"qno":30},"credit_law-45-028","有關徵信報告之敘述，下列何者錯誤？",28,{"id":32,"question":33,"qno":34},"credit_law-45-029","下列何者非屬銀行得酌情免辦徵信之授信？",29,{"id":36,"question":37,"qno":38},"credit_law-45-030","依「關係企業合併營業報告書關係企業合併財務報表及關係報告書編製準則」規定，關係企業合併財務報表附註應就控制公司與從屬公司分別揭露重大或有事項等相關資訊，但從屬公司之總資產及營業收入均未達控制公司各該項金額多少比率者，得免予揭露？",30,{"id":40,"question":41,"qno":42},"credit_law-45-031","有關「集團企業」之具體定義及界定範圍，下列何者錯誤？",31,{"id":44,"question":45,"qno":46},"credit_law-45-032","依「中華民國銀行公會會員授信準則」規定，下列何者為直接授信？",32,1785146811775]