[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_law-45-038":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-45-038","45",38,"依主管機關規定，下列何者非屬銀行法規定擔保授信之擔保品？",[13,14,15,16],"金融控股公司以子公司股票設質為授信擔保","國際合作發展基金會所為授信之保證","非授信金融機構自身出售予資產管理公司之不良債權設定質權辦理擔保","已在我國設立分行之外國銀行總行所為之保證",0,"授信基本法律",1,"銀行法所稱擔保授信,擔保方式限於不動產或動產抵押權、動產或權利質權、借款人營業交易所發生之應收票據,以及各級政府公庫主管機關、銀行或經政府核准設立之信用保證機構的保證。(B) 與 (D) 都屬保證,提供保證者分別是經政府核准設立的機構與外國銀行總行,合於保證這一類。(C) 是就已存在的不良債權設定權利質權,屬權利質權。(A) 金融控股公司拿自家子公司股票設質,擔保品價值與集團自身信用高度連動,集團一旦出事股票同步失去價值,不具擔保實益,故非適格擔保品。","hard",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":33},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":35,"question":36,"qno":37},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":39,"question":40,"qno":41},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":43,"question":44,"qno":45},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146811783]