[{"data":1,"prerenderedAt":42},["ShallowReactive",2],{"q-credit_law-45-045":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_law-45-045","45",45,"依「銀行業辦理外匯業務作業規範」規定，指定銀行辦理外幣貸款業務，下列敘述何者正確？",[13,14,15,16],"承作對象以國外顧客為限","出口後之出口外幣貸款可兌換為新臺幣","不得憑顧客與國外交易之文件辦理","應將承作貸款之相關表報送金管會銀行局",1,"外匯相關規章","出口外幣貸款有其特殊性:出口商在貨物出口後取得的外匯本來就可以結售,因此出口後的出口外幣貸款得兌換為新臺幣,(B) 正確;其餘外幣貸款則不得結售為新臺幣,以免外幣融資變相成為新臺幣資金來源而規避新臺幣信用管制。(A) 錯在對象,外幣貸款的承作對象以國內顧客為限。(C) 錯在辦理方式,指定銀行應憑顧客提供與國外交易的文件辦理,以確認確有實質貿易需求。(D) 錯在報送機關,外匯業務的相關表報應送中央銀行,而非金管會銀行局。","hard",[22,26,30,33,36,39],{"id":23,"question":24,"qno":25},"credit_law-45-006","管理外匯條例所稱之外匯係指下列何者？",6,{"id":27,"question":28,"qno":29},"credit_law-45-044","依中央銀行規定，指定銀行辦理進口外匯業務開發信用狀向客戶收取保證金之比率，下列敘述何者正確？",44,{"id":31,"question":32,"qno":25},"credit_law-46-006","國際金融業務分行辦理外幣信用狀簽發、通知、押匯及進出口託收之對象，不包括下列何者？",{"id":34,"question":35,"qno":29},"credit_law-46-044","依銀行業辦理外匯業務作業規範規定，指定銀行辦理進口外匯業務，應於何時將其交易日報傳送至中央銀行？",{"id":37,"question":38,"qno":10},"credit_law-46-045","依銀行業辦理外匯業務作業規範，下列敘述何者錯誤？",{"id":40,"question":41,"qno":25},"credit_law-47-006","依國際金融業務條例規定，國際金融業務分行之行政及業務主管機關分別為何？",1785146811862]