[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-45-049":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-45-049","45",49,"有關信用卡收單業務之推廣、徵信、簽約及管理，下列敘述何者錯誤？",[13,14,15,16],"收單機構間應禁止惡性價格競爭","收單機構應加強對特約商店之徵信審核與監控","原則上，特約商店之信用卡手續費不得轉嫁予持卡人負擔","特約商店得因刷卡金額太小而拒絕持卡人刷卡消費",3,"信用卡、現金卡相關規章",1,"特約商店與收單機構簽約後即負有受理刷卡的義務,不得以刷卡金額太小為由拒絕,也不得要求持卡人加付手續費或改付現金,(D) 因此是錯誤敘述,持卡人遇到這種情形可向收單機構或發卡機構申訴。(A) 禁止收單機構間惡性價格競爭,是避免手續費削價後壓縮徵信與監控成本;(B) 加強對特約商店的徵信審核與監控,是防範假消費真刷卡、代刷與洗錢的第一道防線;(C) 手續費是商店取得收單服務的對價,原則上不得轉嫁予持卡人負擔,三者敘述均屬正確。","medium",[23,27,31,35,39,42],{"id":24,"question":25,"qno":26},"credit_law-45-046","有關信用卡分期付款交易之期間，以不超過多久為限？",46,{"id":28,"question":29,"qno":30},"credit_law-45-047","有關信用卡發卡業務與收單業務之敘述，下列何者錯誤？",47,{"id":32,"question":33,"qno":34},"credit_law-45-048","依信用卡業務機構管理辦法規定，有關辦理逾期帳款之備抵呆帳提列及轉銷，下列敘述何者錯誤？",48,{"id":36,"question":37,"qno":38},"credit_law-45-050","依「信用卡業務機構管理辦法」規定，下列何者錯誤？",50,{"id":40,"question":41,"qno":26},"credit_law-46-046","依信用卡業務機構管理辦法規定，下列敘述何者錯誤？",{"id":43,"question":44,"qno":30},"credit_law-46-047","依主管機關規定，各信用卡會員機構於特定特約如有提供國內免簽名交易，其單筆最高金額不得超逾新臺幣多少元？",1785146811911]