[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-46-002":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-46-002","46",2,"某商業銀行之主要股東甲，其家族成員包括甲父、甲妻及未成年之兒子乙、女兒丙，均持有該銀行之股份，則在計算主要股東持股時，下列何者之持股無須與甲之持股合併計算？",[13,14,15,16],"甲父","乙","丙","甲妻",0,"授信基本法律",1,"主要股東持股的合併計算採取較窄的範圍:主要股東為自然人時,只把配偶及未成年子女的持股計入本人持股,用意在防堵利用同一家戶最緊密的成員分散名義,規避申報與事前核准門檻。因此 (B) 未成年之子乙、(C) 未成年之女丙、(D) 甲妻的持股都要與甲合併計算。(A) 甲父雖是一親等直系血親,卻既非配偶也非未成年子女,不在合併計算之列,故為正解。要特別留意這個範圍與關係人授信所用的二親等血親並不相同,兩套標準混用正是常見的失分點。","hard",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":10},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146811923]