[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-credit_law-46-003":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":10,"chapter":17,"freq":18,"explanation":19,"difficulty":20},"credit_law-46-003","46",3,"依銀行法規定，有關商業銀行之敘述，下列何者錯誤？",[13,14,15,16],"商業銀行辦理中期放款之總餘額，不得超過其所收定期存款總餘額","商業銀行得發行金融債券，並得約定此種債券持有人之受償順序次於銀行其他債權人","所稱商業銀行，謂以收受支票存款、活期存款、定期存款，供給短期、中期信用為主要任務之銀行","商業銀行不得就證券之發行與買賣，對有關證券商或證券金融公司予以資金融通","授信基本法律",1,"銀行法列舉商業銀行得經營的業務時,包含辦理有關證券業務之資金融通事項,銀行就證券之發行與買賣對證券商或證券金融公司提供融資並未被禁止,(D) 說不得融通,與規定相反,故為錯誤敘述。(A) 商業銀行辦理中期放款之總餘額不得超過所收定期存款總餘額,是防止以短支長的期限管理規定。(B) 商業銀行得發行金融債券,並得約定持有人受償順序次於其他債權人,即次順位金融債券。(C) 則是商業銀行的法定定義,以收受支票存款、活期存款、定期存款,供給短期、中期信用為主要任務。","hard",[22,25,29,32,36,40],{"id":23,"question":24,"qno":18},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":26,"question":27,"qno":28},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":30,"question":31,"qno":10},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":33,"question":34,"qno":35},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":37,"question":38,"qno":39},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":41,"question":42,"qno":43},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146811942]