[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-credit_law-46-005":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_law-46-005","46",5,"依金融機構合併法規定，金融機構經主管機關許可合併後，因合併而有逾越法令規定範圍者，主管機關應命其限期調整。同一業別金融機構合併時，非屬逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定之情形，在未延長調整期限之情況下，調整期限最長為幾年？",[13,14,15,16],"一年","二年","三年","四年",1,"授信基本法律","金融機構合併後規模擴大,常使原本合規的授信部位一夕之間超過法定限額,法律因此不要求立即處分,而是命其限期調整。同一業別金融機構合併,如非屬逾越銀行法令有關關係人授信或同一人、同一關係人、同一關係企業授信的規定,調整期限最長為二年,必要時才另行申請延長,故 (B) 正確。給予緩衝的用意,在避免銀行為了短期內壓低曝險而急售資產或對客戶抽銀根,反而衝擊市場秩序。(A) 一年、(C) 三年、(D) 四年都不是本情形未經延長時的法定期限。","hard",[22,25,29,33,37,40],{"id":23,"question":24,"qno":17},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":26,"question":27,"qno":28},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":10},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",{"id":41,"question":42,"qno":43},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146811951]