[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-46-010":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_law-46-010","46",10,"銀行未得保證人之同意，允許主債務人就定有期限之債務為延期清償，事後倘保證人提出抗辯時，保證人將負有何種法律責任？",[13,14,15,16],"仍應負責","不負保證責任","責任減半","連帶責任",1,"授信基本法律","就定有期限的債務為保證,保證人是按原定清償期評估自己承擔的風險。債權人若未經保證人同意,即允許主債務人延期清償,等於片面延長保證人曝險的期間,民法因此明定保證人除對於延期已為同意外,不負保證責任,(B) 正確。這是保證人的法定免責事由,銀行實務上辦理展期、換單或債務協商時,務必同時取得保證人的書面同意,否則保證債權可能整筆落空。(A) 仍應負責忽略了免責規定,(C) 責任減半於法無據,(D) 連帶責任更與免責的效果相反。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":26,"question":27,"qno":28},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785154664737]