[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-46-013":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-46-013","46",13,"依票據法規定，有關背書之敘述，下列何者錯誤？",[13,14,15,16],"背書人於票上記載禁止轉讓者，仍得依背書而轉讓之","塗銷之背書，影響背書之連續者，對於背書之連續，視為未塗銷","到期日後之背書，僅有通常債權轉讓之效力","背書未記明日期者，推定其作成於到期日後",3,"授信基本法律",1,"票據法對背書日期的推定寫得明確：到期日後之背書僅有通常債權轉讓之效力，而背書未記明日期者，推定其作成於到期日「前」。(D) 把推定方向講反了，故為錯誤選項；這個推定對執票人有利，讓沒寫日期的背書仍保有完整的追索效力。(A) 發票人記載禁止轉讓時票據就不得再轉讓，但背書人所為的禁止記載只讓該背書人對禁止後再由背書取得票據之人不負責任，票據仍得繼續轉讓，敘述正確。(B) 塗銷之背書若影響背書之連續，對於背書之連續視為未塗銷，用意在維護執票人的形式資格，敘述正確。(C) 即到期日後背書之效力，正確。","medium",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":17},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785154664753]