[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-46-014":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-46-014","46",14,"依票據法規定，支票執票人未於法定期限內為付款提示，對於下列何者喪失追索權？",[13,14,15,16],"全體債務人","承兌人","保證人","發票人以外之前手",3,"授信基本法律",1,"支票沒有承兌制度，付款人不會成為票據上的主債務人，真正扛最後責任的是發票人。票據法規定執票人不於法定提示期限內為付款之提示，對於發票人以外之前手喪失追索權，也就是背書人這一整串前手全部脫身，但發票人的責任原則上仍在，只有在提示期限經過後付款人倒閉而致執票人受損失時，才於損失範圍內免責，故選 (D)。(A) 把發票人也算進去，範圍過大。(B) 支票根本不存在承兌人。(C) 保證人的責任與其所保證之人相同，被保證的若是發票人，自然不會因逾期提示就當然免責。","medium",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":17},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812042]