[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_law-46-015":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-46-015","46",15,"記名支票發票人為保留對受款人之抗辯權，可以在支票上為何種記載？",[13,14,15,16],"記載禁止背書轉讓","記載平行線","記載保付","記載保留抗辯權",0,"授信基本法律",1,"記名支票一旦記載「禁止背書轉讓」，受款人只能自己提示，想移轉只能循民法債權讓與，不能再靠背書把票據送到善意第三人手上。這麼一來，票據法上「不得以自己與發票人間所存抗辯之事由對抗執票人」的切斷效果就用不到，發票人日後仍能拿買賣糾紛、貨物瑕疵等原因關係事由對抗受款人，抗辯權因此保住，故選 (A)。(B) 平行線只限制付款方式，須經由金融業者代收，與抗辯無關。(C) 保付是付款人擔保付款、發票人與背書人免責，反而更不利發票人。(D) 票據記載事項採法定主義，法無明文的「保留抗辯權」記載不生票據上效力。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":33},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":35,"question":36,"qno":37},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":39,"question":40,"qno":41},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":43,"question":44,"qno":45},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812054]