[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-46-019":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_law-46-019","46",19,"債權人聲請強制執行時，下列何者依法不得聲明參與分配？",[13,14,15,16],"有執行名義之債權人","對執行標的有普通債權之債權人","對執行標的有擔保物權之債權人","對執行標的有優先受償權之債權人",1,"授信基本法律","強制執行法把參與分配的門票分成兩類：一是有執行名義的債權人，提出執行名義證明文件即可聲明參與分配；二是對執行標的物有擔保物權或優先受償權的債權人，不問債權是否已屆清償期，提出權利證明文件就能參與。反面推論，只有普通債權又沒有執行名義的人，連自己聲請強制執行都做不到，自然不能搭別人的便車分錢，故選 (B)。(A)(C)(D) 分別對應上述兩類，都具備參與分配的資格；其中擔保物權人與優先受償權人的權利依附於標的物本身，拍定後應依順位優先受償，這也是銀行堅持辦擔保授信的實益所在。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":26,"question":27,"qno":28},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812082]