[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-46-023":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-46-023","46",23,"下列何者非金融消費者保護法所規範之金融服務業？",[13,14,15,16],"證券業","保險業","期貨交易所","電子票證業",2,"授信基本法律",1,"金融消費者保護法先把金融服務業界定為銀行業、證券業、期貨業、保險業、電子票證業等，再用但書把證券交易所、證券櫃檯買賣中心、期貨交易所及中央存款保險公司排除在外。理由很直觀：這幾家是市場的組織者或制度性機構，不直接對一般金融消費者銷售商品、提供服務，沒有適用申訴與評議制度的必要，故 (C) 期貨交易所不屬之。(A) 證券業、(B) 保險業、(D) 電子票證業都直接面對客戶，須遵守商品適合度、充分說明及廣告招攬的規範，發生爭議時消費者可先申訴，不服處理結果再向爭議處理機構申請評議。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":17},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812125]