[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-46-024":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-46-024","46",24,"依金融消費者保護法規定，金融消費者不接受金融服務業處理結果，得於收受處理結果之日起幾日內，向爭議處理機構申請評議？",[13,14,15,16],"二十日","三十日","六十日","九十日",2,"授信基本法律",1,"金融消費者保護法設計的是「先申訴、後評議」兩階段：消費者要先向金融服務業提出申訴，業者應於收受申訴之日起三十日內妥適處理並回覆；消費者不接受處理結果，或業者逾期不處理，才可以在收受處理結果或期限屆滿之日起六十日內，向爭議處理機構申請評議，故選 (C)。這兩個數字最容易互相混淆，(B) 三十日其實是業者的申訴處理期間，拿來當申請評議的期間就錯了；(A) 二十日與 (D) 九十日都不是本法所定的期間。實務上超過六十日才提出，爭議處理機構得不受理，銀行受理客訴時應把時效向客戶交代清楚。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":17},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812130]