[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_law-46-026":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-46-026","46",26,"依電子簽章法規定，依法令規定應以書面為之者，如其內容可完整呈現，並可於日後取出供查驗者，且符合下列何種條件，即得以電子文件為之？",[13,14,15,16],"經相對人同意","經法院公證","經民間公證人之認證","經主管機關同意",0,"授信基本法律",1,"電子簽章法要讓電子文件取得與書面同等的地位，設了兩道要件：一是功能要件，內容可完整呈現並可於日後取出供查驗；二是意思要件，經相對人同意。兩者齊備，依法令規定應以書面為之者，即得以電子文件為之，故選 (A)。同意不必拘泥形式，得以明示、契約約定或系統操作流程認定。(B) 法院公證與 (C) 民間公證人認證，是為特定文書強化證據力的程序，並非電子文件取代書面的通則要件。(D) 主管機關同意只在法規排除適用或另訂應用範圍時才有意義，若每份電子文件都要報准，電子化的效率就完全消失了。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":33},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":35,"question":36,"qno":37},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":39,"question":40,"qno":41},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":43,"question":44,"qno":45},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812182]