[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_law-46-035":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-46-035","46",35,"有關不計入銀行法第三十三條第二項規定所稱之授信限額及授信總餘額內之授信種類，下列何者非屬之？",[13,14,15,16],"對政府機關之授信","以公債為擔保品之授信","以授信銀行股票為擔保品之授信","配合政府政策，經主管機關專案核准之專案授信",2,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"銀行法第 33 條之 3 的授權辦法，把幾類風險已被政府信用或政府債券吸收的授信排除在授信限額與授信總餘額之外：(A) 對政府機關之授信、(B) 以公債等政府發行債券為擔保品之授信，以及 (D) 配合政府政策經主管機關專案核准或經中央銀行專案轉融通之專案授信。(C) 以授信銀行自己的股票為擔保品，不但不在排除之列，還是主管機關嚴格限制的態樣——銀行經營一旦惡化，股價與債權品質會同時下墜，擔保根本發揮不了作用，形同以自有資本充當擔保，故 (C) 非屬不計入的授信種類。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_law-45-027","依台灣票據交換所規定，同一負責人不同公司戶與負責人個人名義之退票紀錄如何計算？",27,{"id":28,"question":29,"qno":30},"credit_law-45-028","有關徵信報告之敘述，下列何者錯誤？",28,{"id":32,"question":33,"qno":34},"credit_law-45-029","下列何者非屬銀行得酌情免辦徵信之授信？",29,{"id":36,"question":37,"qno":38},"credit_law-45-030","依「關係企業合併營業報告書關係企業合併財務報表及關係報告書編製準則」規定，關係企業合併財務報表附註應就控制公司與從屬公司分別揭露重大或有事項等相關資訊，但從屬公司之總資產及營業收入均未達控制公司各該項金額多少比率者，得免予揭露？",30,{"id":40,"question":41,"qno":42},"credit_law-45-031","有關「集團企業」之具體定義及界定範圍，下列何者錯誤？",31,{"id":44,"question":45,"qno":46},"credit_law-45-032","依「中華民國銀行公會會員授信準則」規定，下列何者為直接授信？",32,1785146812259]