[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_law-46-037":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-46-037","46",37,"依主管機關所訂定「銀行法第 33 條之 3 授權規定事項辦法」，下列何種授信必須計入本辦法所稱授信總餘額？",[13,14,15,16],"配合政府政策，經主管機關專案核准之專案授信或經中央銀行專案轉融通之授信","對政府機關之授信","以他行金融債券為擔保品授信","對公營事業之授信",2,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"「銀行法第 33 條之 3 授權規定事項辦法」列舉的不計入授信總餘額項目，共同點是還款來源或擔保品連結到政府信用：(A) 配合政府政策經主管機關專案核准或經中央銀行專案轉融通之授信、(B) 對政府機關之授信、(D) 對公營事業之授信，以及以公債、國庫券、中央銀行儲蓄券、中央銀行可轉讓定期存單為擔保品之授信。(C) 他行發行的金融債券是民間銀行的債務憑證，信用來自該發行銀行而非政府，金融同業之間風險又高度連動，不在排除之列，必須計入授信總餘額，故選 (C)。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_law-45-027","依台灣票據交換所規定，同一負責人不同公司戶與負責人個人名義之退票紀錄如何計算？",27,{"id":28,"question":29,"qno":30},"credit_law-45-028","有關徵信報告之敘述，下列何者錯誤？",28,{"id":32,"question":33,"qno":34},"credit_law-45-029","下列何者非屬銀行得酌情免辦徵信之授信？",29,{"id":36,"question":37,"qno":38},"credit_law-45-030","依「關係企業合併營業報告書關係企業合併財務報表及關係報告書編製準則」規定，關係企業合併財務報表附註應就控制公司與從屬公司分別揭露重大或有事項等相關資訊，但從屬公司之總資產及營業收入均未達控制公司各該項金額多少比率者，得免予揭露？",30,{"id":40,"question":41,"qno":42},"credit_law-45-031","有關「集團企業」之具體定義及界定範圍，下列何者錯誤？",31,{"id":44,"question":45,"qno":46},"credit_law-45-032","依「中華民國銀行公會會員授信準則」規定，下列何者為直接授信？",32,1785146812268]