[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-46-046":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-46-046","46",46,"依信用卡業務機構管理辦法規定，下列敘述何者錯誤？",[13,14,15,16],"發卡機構信用卡契約條款印製之字體不得小於十二號字","發卡機構辦理信用卡循環信用時，不得將各項費用計入循環信用本金","發卡機構不得要求附卡持卡人就正卡持卡人使用正卡所生應付帳款負清償責任","發卡機構提供之信用卡分期付款服務，不計入持卡人原信用額度",3,"信用卡、現金卡相關規章",1,"信用卡分期付款本質上仍是發卡機構對持卡人的授信，依信用卡業務機構管理辦法，其未償餘額應計入持卡人的信用額度內一併控管，不能另外切出一塊額度來做，否則等於變相突破核給額度、放大持卡人負債，故(D)為錯誤敘述。(A)信用卡契約條款印製之字體不得小於十二號字，用意在確保持卡人看得清楚重要約定；(B)辦理循環信用時，年費、手續費、滯納金等各項費用不得計入循環信用本金，避免費用再滾利息；(C)附卡持卡人只就自己使用附卡所生帳款負責，發卡機構不得要求其為正卡消費負清償責任，三者都與辦法相符。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":10},"credit_law-45-046","有關信用卡分期付款交易之期間，以不超過多久為限？",{"id":27,"question":28,"qno":29},"credit_law-45-047","有關信用卡發卡業務與收單業務之敘述，下列何者錯誤？",47,{"id":31,"question":32,"qno":33},"credit_law-45-048","依信用卡業務機構管理辦法規定，有關辦理逾期帳款之備抵呆帳提列及轉銷，下列敘述何者錯誤？",48,{"id":35,"question":36,"qno":37},"credit_law-45-049","有關信用卡收單業務之推廣、徵信、簽約及管理，下列敘述何者錯誤？",49,{"id":39,"question":40,"qno":41},"credit_law-45-050","依「信用卡業務機構管理辦法」規定，下列何者錯誤？",50,{"id":43,"question":44,"qno":29},"credit_law-46-047","依主管機關規定，各信用卡會員機構於特定特約如有提供國內免簽名交易，其單筆最高金額不得超逾新臺幣多少元？",1785146812334]