[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-46-047":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-46-047","46",47,"依主管機關規定，各信用卡會員機構於特定特約如有提供國內免簽名交易，其單筆最高金額不得超逾新臺幣多少元？",[13,14,15,16],"1,000 元","2,000 元","3,000 元","5,000 元",2,"信用卡、現金卡相關規章",1,"免簽名交易是為了加快小額消費的結帳速度而開的方便之門，但少了簽名驗證，盜刷風險由發卡與收單機構承擔，主管機關因此設了金額天花板：各信用卡會員機構於特定特約商店提供國內免簽名交易，單筆最高不得超逾新臺幣三千元，超過就必須回到簽名或其他身分驗證程序，故(C)正確。這個門檻要和電子票證、行動支付的各種限額分開記，混在一起是最常見的失分原因。(A)一千元與(B)二千元都低於現行規定，會誤以為多數餐飲零售消費仍須簽名；(D)五千元則高估額度，等於放寬未經身分確認的交易風險。","medium",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"credit_law-45-046","有關信用卡分期付款交易之期間，以不超過多久為限？",46,{"id":28,"question":29,"qno":10},"credit_law-45-047","有關信用卡發卡業務與收單業務之敘述，下列何者錯誤？",{"id":31,"question":32,"qno":33},"credit_law-45-048","依信用卡業務機構管理辦法規定，有關辦理逾期帳款之備抵呆帳提列及轉銷，下列敘述何者錯誤？",48,{"id":35,"question":36,"qno":37},"credit_law-45-049","有關信用卡收單業務之推廣、徵信、簽約及管理，下列敘述何者錯誤？",49,{"id":39,"question":40,"qno":41},"credit_law-45-050","依「信用卡業務機構管理辦法」規定，下列何者錯誤？",50,{"id":43,"question":44,"qno":26},"credit_law-46-046","依信用卡業務機構管理辦法規定，下列敘述何者錯誤？",1785146812338]