[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_law-47-001":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":10,"explanation":19,"difficulty":20},"credit_law-47-001","47",1,"下列何者屬於銀行之利害關係人？",[13,14,15,16],"銀行持有實收資本總額百分之二之企業","持有銀行已發行股份總數千分之五之股東","銀行之法律顧問","銀行之職員",3,"授信相關規章(含徵信調查、授信審查及事後管理及催收)","銀行法為防止內部人自肥，在授信對象外圍畫了一圈防弊線，而本行職員就站在圈內：銀行不得對本行負責人、職員或主要股東，以及與負責人、辦理授信之職員有利害關係者為無擔保授信，即使是有擔保授信，也須符合法定條件並經董事會決議通過，故(D)正確。(A)門檻是銀行持有實收資本總額百分之三以上的企業，持股只有百分之二尚未達標；(B)主要股東指持有銀行已發行股份總數百分之一以上者，千分之五連一半都不到；(C)法律顧問屬外部委任的專業人士，既非負責人也非職員，不會單憑顧問身分成為利害關係人。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"credit_law-45-027","依台灣票據交換所規定，同一負責人不同公司戶與負責人個人名義之退票紀錄如何計算？",27,{"id":27,"question":28,"qno":29},"credit_law-45-028","有關徵信報告之敘述，下列何者錯誤？",28,{"id":31,"question":32,"qno":33},"credit_law-45-029","下列何者非屬銀行得酌情免辦徵信之授信？",29,{"id":35,"question":36,"qno":37},"credit_law-45-030","依「關係企業合併營業報告書關係企業合併財務報表及關係報告書編製準則」規定，關係企業合併財務報表附註應就控制公司與從屬公司分別揭露重大或有事項等相關資訊，但從屬公司之總資產及營業收入均未達控制公司各該項金額多少比率者，得免予揭露？",30,{"id":39,"question":40,"qno":41},"credit_law-45-031","有關「集團企業」之具體定義及界定範圍，下列何者錯誤？",31,{"id":43,"question":44,"qno":45},"credit_law-45-032","依「中華民國銀行公會會員授信準則」規定，下列何者為直接授信？",32,1785146812369]