[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_law-47-004":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-004","47",4,"依金融控股公司法規定，金融控股公司與該金融控股公司之銀行子公司為授信以外之交易時，其條件不得優於其他同類對象，並應經公司多少以上董事出席及出席董事多少以上之決議後為之？",[13,14,15,16],"三分之二、四分之三","三分之二、二分之一","二分之一、三分之二","四分之三、三分之二",0,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"金融控股公司法對集團內的非授信關聯交易採超級多數決把關：金控公司與其銀行子公司等特定對象為授信以外之交易時，條件不得優於其他同類對象，並應經公司三分之二以上董事出席、出席董事四分之三以上之決議後為之，故(A)正確。用高門檻的目的，是逼這類交易攤在董事會上討論，避免以不對等條件在集團內輸送利益。(B)出席比率對，但決議只要二分之一，形同普通決議，擋不住多數派；(C)把兩個比率都下修，出席只需過半；(D)則把出席與決議比率對調。記憶時抓住「出席門檻低於決議門檻」的方向就不會弄錯。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_law-45-027","依台灣票據交換所規定，同一負責人不同公司戶與負責人個人名義之退票紀錄如何計算？",27,{"id":28,"question":29,"qno":30},"credit_law-45-028","有關徵信報告之敘述，下列何者錯誤？",28,{"id":32,"question":33,"qno":34},"credit_law-45-029","下列何者非屬銀行得酌情免辦徵信之授信？",29,{"id":36,"question":37,"qno":38},"credit_law-45-030","依「關係企業合併營業報告書關係企業合併財務報表及關係報告書編製準則」規定，關係企業合併財務報表附註應就控制公司與從屬公司分別揭露重大或有事項等相關資訊，但從屬公司之總資產及營業收入均未達控制公司各該項金額多少比率者，得免予揭露？",30,{"id":40,"question":41,"qno":42},"credit_law-45-031","有關「集團企業」之具體定義及界定範圍，下列何者錯誤？",31,{"id":44,"question":45,"qno":46},"credit_law-45-032","依「中華民國銀行公會會員授信準則」規定，下列何者為直接授信？",32,1785154665130]