[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-credit_law-47-007":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-007","47",7,"依民法規定，不動產抵押權之效力，不及於下列何種標的？",[13,14,15,16],"抵押物之從物","抵押物之從權利","抵押物扣押後自抵押物分離之天然孳息","抵押物扣押前抵押人就抵押物得收取之法定孳息",3,"授信基本法律",1,"民法對抵押權的效力範圍設了一組條文：及於抵押物之從物與從權利，也及於抵押物「扣押後」自抵押物分離而得由抵押人收取之天然孳息，以及抵押物「扣押後」抵押人就抵押物得收取之法定孳息。關鍵切點就在扣押這個時點——扣押前的孳息仍屬抵押人可自由收取的收益，抵押權不及於此，故(D)為正解。(A)從物與(B)從權利本就隨主物命運而定，是抵押權當然及於的標的；(C)扣押後分離的天然孳息已被納入擔保效力範圍，與扣押前的處理正好相反。兩者只差一個時點，務必對照著背。","medium",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":17},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":10},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",1785154665164]