[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-47-008":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_law-47-008","47",8,"依民法規定，保證人對於下列何種債務，如知其情事而為保證者，其保證仍為有效？",[13,14,15,16],"因錯誤而被撤銷之債務","因行為能力之欠缺而無效之債務","因詐欺、脅迫而被撤銷之債務","違反法律強制規定而無效之債務",1,"授信基本法律","民法明定，保證人對於因行為能力之欠缺而無效之債務，如果知道這個情事仍願意為之保證，其保證仍為有效，故(B)正確。理由在於這種無效是為保護無行為能力人或限制行為能力人而設，保證人明知還甘願承擔，等於自願承接該筆債務的經濟風險，法律沒有理由替他解套，這也是保證從屬性的重要例外。(A)因錯誤而被撤銷、(C)因詐欺或脅迫而被撤銷的債務，撤銷後溯及自始無效，保證債務隨主債務一併消滅；(D)違反法律強制或禁止規定而無效的債務，若承認保證有效，等於借保證之名間接實現法律所禁止的內容，更不可能生效。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":26,"question":27,"qno":28},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785154665167]