[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-47-009":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-009","47",9,"紅利、租金、贍養費、退職金及其他一年或不及一年之定期給付債權，其各期給付請求權之消滅時效期間為何？",[13,14,15,16],"十五年","一年","三年","五年",3,"授信基本法律",1,"民法對定期給付債權設有五年的短期消滅時效：利息、紅利、租金、贍養費、退職金及其他一年或不及一年之定期給付債權，各期給付請求權因五年間不行使而消滅，故(D)正確。立法用意是這類債權反覆發生、金額零碎，若容許累積十多年才一次求償，不僅舉證困難，也不利法律關係的安定；銀行催收時最常踩到的正是利息請求權的五年時效，本金與利息要分開盤點。(A)十五年是請求權的一般時效，適用於未另設短期時效的債權，例如本金；(B)一年與(C)三年都不是本條所定期間，三年較常出現在票據上權利的時效，套到定期給付債權就會答錯。","medium",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":17},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812451]