[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-47-010":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-010","47",10,"民法有關「抵銷」之規定，下列敘述何者錯誤？",[13,14,15,16],"清償地不同之債務，亦得為抵銷","抵銷，應以意思表示，向他方為之","約定應向第三人為給付之債務人，得以其債務，與他方當事人對於自己之債務為抵銷","禁止扣押之債，其債務人不得主張抵銷",2,"授信基本法律",1,"民法明文規定，約定應向第三人為給付之債務人，不得以其債務與他方當事人對於自己之債務為抵銷。因為這筆給付的受領人是第三人，債務人若逕行抵銷，等於拿自己與相對人之間的債權，吃掉第三人本可請求的利益，故(C)把「不得」寫成「得」，是錯誤敘述。(A)清償地不同之債務仍得抵銷，只是為抵銷之人對他方因此所受損害應負賠償責任；(B)抵銷應以意思表示向他方為之，不會自動發生效力；(D)禁止扣押之債多具維持債權人生活的性質，其債務人不得主張抵銷，以免抵銷變成變相扣押，三者都與規定相符。","hard",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":17},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785154665183]