[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_law-47-013":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-013","47",13,"在票據上記載票據法所不規定之事項者，其效力如何？",[13,14,15,16],"不生票據上之效力","持票人不得享有票據權利","票據歸於無效","債務人依票據上所載之事項文義負責",0,"授信基本法律",1,"票據是文義證券，權利義務以票據法所規定的記載事項為準。當事人若在票據上多寫了票據法沒有規定的事項，例如註明資金來源、原因關係或附加條件，依票據法規定不生票據上之效力，故(A)正確。要注意「不生票據上之效力」只是說該記載不產生票據法上的效果、不能拿來對抗票據關係，票據本身仍然有效，那段文字在當事人之間甚至可能還有民法上的意義。(B)持票人的票據權利不因一段無效記載而喪失；(C)票據不會因此歸於無效，這是把不生效力誤讀成票據無效；(D)恰恰相反，債務人不必依法所不規定的記載負責。","easy",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":33},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":35,"question":36,"qno":37},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":39,"question":40,"qno":41},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":43,"question":44,"qno":45},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785154665210]