[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-47-014":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-014","47",14,"依票據法規定，下列敘述何者正確？",[13,14,15,16],"匯票一部分之付款，執票人得拒絕之","匯票上有免除擔保付款之記載者，其記載有效","以重大過失取得票據者，仍得享有票據上之權利","塗銷之背書，不影響背書之連續者，對於背書之連續，視為無記載",3,"授信基本法律",1,"票據法規定，塗銷之背書若不影響背書之連續，對於背書之連續視為無記載，也就是直接跳過那筆被塗銷的背書去看連續性，執票人仍能形式上證明自己是合法權利人，故(D)正確。(A)剛好相反，匯票一部分之付款，執票人不得拒絕，因為部分受償對執票人並無不利，還能減輕前手的償還責任；(B)發票人得以特約免除擔保承兌之責，但匯票上有免除擔保付款之記載者，其記載無效，否則匯票的信用基礎會被完全抽空；(C)以惡意或重大過失取得票據者，不得享有票據上之權利，票據的流通保護不及於明顯失查的取得人。","hard",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":17},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812484]