[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-47-015":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-015","47",15,"銀行於支票上記載照付或保付或其他同義字樣並簽名後，其付款責任與下列何人相同？",[13,14,15,16],"匯票發票人","匯票背書人","匯票保證人","匯票承兌人",3,"授信基本法律",1,"保付支票是付款銀行在支票上記載照付、保付或其他同義字樣並簽名，依票據法，保付後銀行的付款責任與匯票承兌人相同，也就是躍升為票據的主債務人，必須絕對付款；相對地發票人與背書人免除責任，執票人也不再受提示期限與撤銷付款委託的影響，故(D)正確。這正是保付支票在交易上幾乎等同現金的原因。(A)匯票發票人只是擔保承兌與付款的償還義務人；(B)背書人同樣屬償還義務人，責任要到追索階段才發動；(C)保證人的責任從屬於被保證人，都不是保付銀行那種第一順位、無從推卸的絕對付款責任。","easy",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":17},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785154665229]