[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-47-017":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_law-47-017","47",17,"依民事訴訟法規定，法院依被告之意願而為分期給付或緩期清償之判決者，得於判決內定被告逾期不履行時應加給原告之金額。但其金額不得逾判決所命原給付金額或價額之多少？",[13,14,15,16],"二分之一","三分之一","四分之一","五分之一",1,"授信基本法律","民事訴訟法允許法院斟酌被告的意願與清償能力，判命分期給付或緩期清償，同時為督促被告按期履行，得於判決內定明逾期不履行時應加給原告之金額；但這筆加給金額不得逾判決所命原給付金額或價額之三分之一，故(B)正確。設上限的理由是加給的性質是履行擔保而非懲罰，比率過高會讓債務人負擔失衡，反而使分期的美意落空。(A)二分之一超過法定上限；(C)四分之一與(D)五分之一雖低於三分之一、看似保守，但法律定的是一個明確的上限比率，不是任意數字，作答時必須記住三分之一這個數字本身。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":26,"question":27,"qno":28},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812514]