[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-47-021":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-021","47",21,"依提存法規定，供擔保提存之提存物，提存人應於供擔保原因消滅之翌日起幾年內聲請返還，逾期其提存物歸屬國庫？",[13,14,15,16],"三年","五年","七年","十年",3,"授信基本法律",1,"提存法把提存分成清償提存與擔保提存兩條時效線,期間都是十年。供擔保提存的擔保原因(例如假扣押、假處分所提供的擔保)消滅後,提存人必須自原因消滅之翌日起十年內向提存所聲請返還提存物,逾期未聲請,提存物即歸屬國庫;銀行聲請假扣押、假處分並提存擔保金後,案件了結時務必回頭辦理取回,否則等於白白損失一筆資金。(A)三年、(B)五年、(C)七年都不是提存法採用的期間,其中三年最容易與票據權利時效混淆,五年、七年則沒有對應的法源。記憶重點是「起算點在原因消滅之翌日、期間十年、逾期歸國庫」三段。","medium",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":17},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812548]