[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-47-022":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-022","47",22,"依消費者保護法規定，企業經營者與消費者訂立定型化契約前，應有幾日內之合理期間，供消費者審閱全部條款內容？",[13,14,15,16],"七日","十五日","三十日","四十五日",2,"授信基本法律",1,"定型化契約的審閱期規定在消費者保護法第十一條之一:企業經營者與消費者訂立定型化契約前,應有三十日以內之合理期間,供消費者審閱全部條款內容。條文定的是上限三十日,主管機關再依契約類型公告個別的審閱期間下限,銀行實務上會在契約首頁記載審閱期並請客戶簽章存證。若未給予合理審閱期,消費者可主張該條款不構成契約內容,對銀行相當不利。(A)七日、(B)十五日與(D)四十五日都不是本條所定的期間,七日常與郵購買賣的七日解約權混淆,四十五日則沒有任何法源依據。","easy",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":17},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812559]