[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-47-023":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-023","47",23,"金融消費者就金融消費爭議事件應先向金融服務業提出申訴，金融服務業應於收受申訴之日起幾日內為適當之處理，並將處理結果回覆提出申訴之金融消費者？",[13,14,15,16],"十日","十五日","二十日","三十日",3,"授信基本法律",1,"金融消費者保護法採「先申訴、後評議」的雙階段設計:金融消費爭議必須先向金融服務業提出申訴,業者自收受申訴之日起三十日內應為適當處理,並將處理結果回覆申訴人;若業者逾期未回覆,或申訴人不接受處理結果,才能在法定期限內向金融消費評議中心申請評議。給三十日,是要留出調卷、查證與內部權責核決的時間,也讓多數爭議在機構端就化解,不必全部湧向評議程序。(A)十日、(B)十五日、(C)二十日都短於法定期間,屬常見的干擾選項。","medium",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":17},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812567]