[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-47-024":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-024","47",24,"依金融消費者保護法規定，下列何者非屬金融服務業對金融消費者進行說明及揭露之內容？",[13,14,15,16],"可能之收益","可能之風險","交易成本","操作之理論",3,"授信基本法律",1,"金融消費者保護法課予金融服務業訂約前的說明及揭露義務,重點是讓消費者看懂這筆交易「能賺什麼、可能賠什麼、要付什麼」,因此應以顯著方式揭露商品或服務的重要內容,包括(A)可能之收益、(B)可能之風險與(C)交易成本;其中風險尤其必須充分揭露,不得只講獲利而淡化損失。(D)操作之理論屬於商品設計端的模型與學理,對一般消費者判斷要不要締約沒有實益,法規並未要求揭露,也不宜期待消費者理解,因此是唯一不屬於說明及揭露範圍的項目。","easy",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":17},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1785146812577]