[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_law-47-027":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-027","47",27,"依「中華民國銀行公會會員徵信準則」規定，有關徵信報告之編報及權責，下列敘述何者錯誤？",[13,14,15,16],"徵信之結果應把握重點，以客觀立場公正分析","徵信報告內容必須簡潔明晰前後一致","凡依本準則、各金融機構有關規定及一般慣例所作之徵信報告，事後雖發現瑕疵，應免除其責任","徵信報告經核定後，如有補充事項，應於徵信報告適當處以紅筆加註",3,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"徵信報告一經核定即具定稿效力，是日後授信決策與責任歸屬的憑據:除係筆誤或繕校錯誤者外不得更改，確有再加說明之必要時，應以另行補充說明的方式處理，而不是直接在原報告上以紅筆加註塗改，所以 (D) 為錯誤做法。(A) 徵信結果應把握重點、以客觀立場公正分析，(B) 報告內容須簡潔明晰且前後一致，都是準則對報告品質的基本要求。(C) 是準則明定的免責規定:凡依準則、各金融機構有關規定及一般慣例作成的徵信報告，事後縱發現瑕疵仍應免除其責任，以免徵信人員動輒得咎而不敢據實表達意見。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":10},"credit_law-45-027","依台灣票據交換所規定，同一負責人不同公司戶與負責人個人名義之退票紀錄如何計算？",{"id":27,"question":28,"qno":29},"credit_law-45-028","有關徵信報告之敘述，下列何者錯誤？",28,{"id":31,"question":32,"qno":33},"credit_law-45-029","下列何者非屬銀行得酌情免辦徵信之授信？",29,{"id":35,"question":36,"qno":37},"credit_law-45-030","依「關係企業合併營業報告書關係企業合併財務報表及關係報告書編製準則」規定，關係企業合併財務報表附註應就控制公司與從屬公司分別揭露重大或有事項等相關資訊，但從屬公司之總資產及營業收入均未達控制公司各該項金額多少比率者，得免予揭露？",30,{"id":39,"question":40,"qno":41},"credit_law-45-031","有關「集團企業」之具體定義及界定範圍，下列何者錯誤？",31,{"id":43,"question":44,"qno":45},"credit_law-45-032","依「中華民國銀行公會會員授信準則」規定，下列何者為直接授信？",32,1785154665357]