[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_law-47-028":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-028","47",28,"依「中華民國銀行公會會員徵信準則」規定，個人貸款戶在各金融機構總授信金額達新臺幣若干元以上者，其個人年度收入應與最近年度綜合所得稅結算申報書影本加附繳稅取款委託書或申報繳款書影本或扣繳憑單影本核對？",[13,14,15,16],"一千萬元","一千二百萬元","一千五百萬元","二千萬元",3,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"銀行公會會員徵信準則對個人授信的所得查證採金額分級:個人貸款戶在各金融機構的總授信金額達新臺幣二千萬元以上者,不能只憑客戶自行填報的年收入,必須以最近年度綜合所得稅結算申報書影本,並加附繳稅取款委託書、申報繳款書影本或扣繳憑單影本相互核對,確認該申報書確實已向稅捐機關申報,避免以未申報的空白報表灌水所得。門檻以下的案件,才可用薪資單、存摺往來紀錄等其他可靠資料佐證。(A)一千萬元、(B)一千二百萬元、(C)一千五百萬元都不是準則所定的分級門檻。","hard",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"credit_law-45-027","依台灣票據交換所規定，同一負責人不同公司戶與負責人個人名義之退票紀錄如何計算？",27,{"id":28,"question":29,"qno":10},"credit_law-45-028","有關徵信報告之敘述，下列何者錯誤？",{"id":31,"question":32,"qno":33},"credit_law-45-029","下列何者非屬銀行得酌情免辦徵信之授信？",29,{"id":35,"question":36,"qno":37},"credit_law-45-030","依「關係企業合併營業報告書關係企業合併財務報表及關係報告書編製準則」規定，關係企業合併財務報表附註應就控制公司與從屬公司分別揭露重大或有事項等相關資訊，但從屬公司之總資產及營業收入均未達控制公司各該項金額多少比率者，得免予揭露？",30,{"id":39,"question":40,"qno":41},"credit_law-45-031","有關「集團企業」之具體定義及界定範圍，下列何者錯誤？",31,{"id":43,"question":44,"qno":45},"credit_law-45-032","依「中華民國銀行公會會員授信準則」規定，下列何者為直接授信？",32,1785146812604]