[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-47-031":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_law-47-031","47",31,"依台灣票據交換所規定，拒絕往來提前解除資訊之揭露期限，自拒絕往來提前解除之日起揭露多久後，即不再對外提供查詢？",[13,14,15,16],"三個月","六個月","一年","三年",1,"授信相關規章(含徵信調查、授信審查及事後管理及催收)","票據信用資料的揭露期限依事由分級。退票與拒絕往來紀錄的揭露期間較長,拒絕往來原則上自通報之日起三年;但若已清償贖回票據並提前解除拒絕往來,代表信用瑕疵已獲彌補,票據交換所自拒絕往來提前解除之日起僅再揭露六個月,期滿即不再對外提供查詢,給當事人重建信用的機會,銀行徵信時也要注意查得的資料有其時效。(A)三個月太短,(C)一年與(D)三年則過長,其中三年正是拒絕往來本身的期間,最容易與提前解除後的揭露期限互相混淆。","hard",[22,26,30,34,38,41],{"id":23,"question":24,"qno":25},"credit_law-45-027","依台灣票據交換所規定，同一負責人不同公司戶與負責人個人名義之退票紀錄如何計算？",27,{"id":27,"question":28,"qno":29},"credit_law-45-028","有關徵信報告之敘述，下列何者錯誤？",28,{"id":31,"question":32,"qno":33},"credit_law-45-029","下列何者非屬銀行得酌情免辦徵信之授信？",29,{"id":35,"question":36,"qno":37},"credit_law-45-030","依「關係企業合併營業報告書關係企業合併財務報表及關係報告書編製準則」規定，關係企業合併財務報表附註應就控制公司與從屬公司分別揭露重大或有事項等相關資訊，但從屬公司之總資產及營業收入均未達控制公司各該項金額多少比率者，得免予揭露？",30,{"id":39,"question":40,"qno":10},"credit_law-45-031","有關「集團企業」之具體定義及界定範圍，下列何者錯誤？",{"id":42,"question":43,"qno":44},"credit_law-45-032","依「中華民國銀行公會會員授信準則」規定，下列何者為直接授信？",32,1785146812626]