[{"data":1,"prerenderedAt":43},["ShallowReactive",2],{"q-credit_law-47-045":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-47-045","47",45,"依主管機關規定，本國銀行國際金融業務分行對單一法人授信總餘額，不得超過總行淨值之多少？",[13,14,15,16],"1%","3%","5%","15%",3,"外匯相關規章",1,"國際金融業務分行(OBU)雖然帳務與國內業務分離,在稅負與外匯上享有便利,但承作授信的風險最終仍由總行承擔,主管機關因此以總行淨值為分母設定集中度上限:本國銀行的國際金融業務分行對單一法人授信總餘額,不得超過總行淨值的百分之十五。這道限制與銀行法對同一法人授信限額的精神一致,避免OBU成為規避國內授信限額的破口。(A)百分之一與(B)百分之三偏低,將使OBU幾乎無法承作正常規模的企業授信;(C)百分之五同樣低於規定比率,是常見的干擾數字。","hard",[23,27,31,34,37,40],{"id":24,"question":25,"qno":26},"credit_law-45-006","管理外匯條例所稱之外匯係指下列何者？",6,{"id":28,"question":29,"qno":30},"credit_law-45-044","依中央銀行規定，指定銀行辦理進口外匯業務開發信用狀向客戶收取保證金之比率，下列敘述何者正確？",44,{"id":32,"question":33,"qno":10},"credit_law-45-045","依「銀行業辦理外匯業務作業規範」規定，指定銀行辦理外幣貸款業務，下列敘述何者正確？",{"id":35,"question":36,"qno":26},"credit_law-46-006","國際金融業務分行辦理外幣信用狀簽發、通知、押匯及進出口託收之對象，不包括下列何者？",{"id":38,"question":39,"qno":30},"credit_law-46-044","依銀行業辦理外匯業務作業規範規定，指定銀行辦理進口外匯業務，應於何時將其交易日報傳送至中央銀行？",{"id":41,"question":42,"qno":10},"credit_law-46-045","依銀行業辦理外匯業務作業規範，下列敘述何者錯誤？",1785146812749]