[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-credit_law-47-048":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_law-47-048","47",48,"依「信用卡業務機構管理辦法」規定，信用卡業務機構申請增加辦理其他信用卡業務時，其檢具之營業計畫書應載明事項，下列何者非屬之？",[13,14,15,16],"辦理業務緣由","現有信用卡業務之市占率","信用卡業務章則及業務流程","市場展望及風險、效益評估",1,"信用卡、現金卡相關規章","信用卡業務機構要增加辦理其他信用卡業務時,主管機關審查的是「這項業務該不該讓你做、你有沒有能力做」,因此營業計畫書應載明(A)辦理業務緣由、(C)信用卡業務章則及業務流程,以及(D)市場展望及風險、效益評估,分別對應動機、內部控制與可行性三個面向。(B)現有信用卡業務的市占率屬於過去經營成果的統計數字,與新增業務的風險控管能力沒有必然關聯,規模大也不代表新業務就做得好,並非管理辦法要求記載的事項,因此是本題答案。","medium",[22,26,30,33,37,41],{"id":23,"question":24,"qno":25},"credit_law-45-046","有關信用卡分期付款交易之期間，以不超過多久為限？",46,{"id":27,"question":28,"qno":29},"credit_law-45-047","有關信用卡發卡業務與收單業務之敘述，下列何者錯誤？",47,{"id":31,"question":32,"qno":10},"credit_law-45-048","依信用卡業務機構管理辦法規定，有關辦理逾期帳款之備抵呆帳提列及轉銷，下列敘述何者錯誤？",{"id":34,"question":35,"qno":36},"credit_law-45-049","有關信用卡收單業務之推廣、徵信、簽約及管理，下列敘述何者錯誤？",49,{"id":38,"question":39,"qno":40},"credit_law-45-050","依「信用卡業務機構管理辦法」規定，下列何者錯誤？",50,{"id":42,"question":43,"qno":25},"credit_law-46-046","依信用卡業務機構管理辦法規定，下列敘述何者錯誤？",1785146812794]