[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-credit_law-48-001":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":10,"explanation":19,"difficulty":20},"credit_law-48-001","48",1,"依銀行法規定，下列何項不屬於銀行辦理之授信業務？",[13,14,15,16],"信用卡之循環信用","對遠期匯票或本票，以折扣方式預收利息而購","對支票存款戶予以墊付融通","擔任債券發行簽證人",3,"授信基本法律","銀行法第五條之二把授信定義為銀行辦理放款、透支、貼現、保證、承兌及其他經中央主管機關指定之業務項目，共同特徵是銀行承擔借款人或被保證人的信用風險。(D)擔任股票及債券發行簽證人屬銀行法第三條所列的服務性業務，銀行只是查核、簽證發行文件，並未對發行人提供資金或信用，故不屬授信，為正解。(A)信用卡循環信用是對持卡人提供的融資，主管機關將其列為消費性放款；(B)是銀行法第十五條所稱的貼現；(C)對支票存款戶墊付融通即透支，三者都是授信。","medium",[22,25,29,32,36,40],{"id":23,"question":24,"qno":10},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":26,"question":27,"qno":28},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":30,"question":31,"qno":17},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":33,"question":34,"qno":35},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":37,"question":38,"qno":39},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":41,"question":42,"qno":43},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1793070616112]