[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-credit_law-48-005":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-48-005","48",5,"金融機構合併法有關合併後限期調整得申請延長之規定，下列敘述何者正確？",[13,14,15,16],"得申請延長一次，並以三年為限","得申請延長二次，並以二年為限","得申請延長三次，並以三年為限","得申請延長一次，並以二年為限",3,"授信基本法律",1,"金融機構合併法第七條規定，金融機構經許可合併後，因合併而有不符法令規定者，主管機關應命其限期調整：同一業別合併的調整期限最長二年；因合併而不符關係人授信或同一人、同一關係人、同一關係企業授信規定者，最長五年；必要時，均得申請延長一次，並以二年為限，故(D)正確。給予緩衝期，是避免合併後為壓低超限部位而急售資產或緊縮對客戶的授信。(A)把延長期間寫成三年，(B)、(C)把延長次數寫成二次、三次，都與條文不符。","hard",[23,26,30,33,37,40],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":17},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":10},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",{"id":41,"question":42,"qno":43},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1793070616175]