[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_law-48-008":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-48-008","48",8,"依民法規定，抵押權設定後，抵押人將所有權移轉予他人，抵押權之效力如何？",[13,14,15,16],"不受影響","失其效力","效力未定","由當事人決定",0,"授信基本法律",1,"民法第八百六十七條規定，不動產所有人設定抵押權後，得將不動產讓與他人，但其抵押權不因此而受影響，故(A)正確。抵押權是物權，具有追及效力，不論擔保物輾轉落入誰手，抵押權人都能對該不動產聲請拍賣、優先受償，因此銀行不必禁止借款人出售擔保品，債權保障也不會因所有權移轉而落空。(B)失其效力將使擔保制度形同虛設；(C)效力未定與(D)由當事人決定，都忽略了抵押權經登記即生對世效力，不受所有權移轉或當事人事後約定左右。","easy",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":33},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":35,"question":36,"qno":37},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":39,"question":40,"qno":41},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":43,"question":44,"qno":45},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1793070616208]