[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-48-009":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_law-48-009","48",9,"租用基地建築房屋，承租人房屋所有權移轉時，其基地租賃契約效力如何？",[13,14,15,16],"租約即行終止","租約對房屋受讓人仍繼續存在","租約是否繼續有效，應由基地所有人決定","房屋有抵押權設定時，租約繼續有效，否則租約應即終止",1,"授信基本法律","民法第四百二十六條之一規定，租用基地建築房屋，承租人房屋所有權移轉時，其基地租賃契約，對於房屋受讓人，仍繼續存在，故(B)正確。房屋必須坐落在土地上才有使用價值，如果房屋一轉手基地租約就消滅，受讓人將面臨拆屋還地，房屋的交易與擔保價值都會大打折扣，法律因此讓租約隨房屋移轉。(A)租約即行終止、(C)由基地所有人決定，都與條文直接牴觸；(D)以有無抵押權作為租約存續的條件，條文並無此區分。銀行以地上房屋為擔保品時，應一併查明基地租約。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":26,"question":27,"qno":28},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1793070616213]