[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_law-48-010":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-48-010","48",10,"依民法規定，應付利息之債務，其利率未經約定，亦無法律可據者，週年利率為多少？",[13,14,15,16],"百分之五","百分之六","百分之十二","百分之二十",0,"授信基本法律",1,"民法第二百零三條規定，應付利息之債務，其利率未經約定，亦無法律可據者，週年利率為百分之五，此即法定利率，故(A)正確。實務上常見於遲延利息：當事人未約定利率時，債權人只能按年息百分之五請求。(B)百分之六於民法並無依據；(C)百分之十二是民法第二百零四條的門檻，約定利率逾週年百分之十二者，經一年後債務人得隨時清償原本；(D)百分之二十是民法第二百零五條修正前的約定利率上限，現行規定已降為超過週年百分之十六的部分無效。","easy",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":33},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":35,"question":36,"qno":37},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":39,"question":40,"qno":41},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":43,"question":44,"qno":45},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1793070616217]