[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-48-015":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-48-015","48",15,"票據上之債權，雖依票據法因時效或手續欠缺而消滅，執票人得請求償還之對象為下列何者？",[13,14,15,16],"發票人或背書人","發票人或保證人","發票人或承兌人","背書人或保證人",2,"授信基本法律",1,"票據法第二十二條第四項規定，票據上之債權，雖依本法因時效或手續之欠缺而消滅，執票人對於發票人或承兌人，於其所受利益之限度，得請求償還，此即利益償還請求權，故(C)正確。發票人或承兌人可能已因簽發或承兌票據取得對價，票據權利消滅後若完全免責，等於保有不當利益，法律因此讓執票人在其受益範圍內求償。(A)、(D)的背書人通常只是轉讓票據，並未保有對價利益；(B)、(D)的保證人是從屬債務人，均不在條文列舉的對象之內。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":17},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",{"id":30,"question":31,"qno":32},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",3,{"id":34,"question":35,"qno":36},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":38,"question":39,"qno":40},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":42,"question":43,"qno":44},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,1793070616272]